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Stimulus checks are here but are creatives investing in themselves?

Stimulus check relief has come in small doses, as Americans await the status of the newest $2000 checks after Inauguration Day. Americans have watched on as seemingly every other developed country on Earth has financially kept its citizens safe during the COVID-19 pandemic.

Americans expect even more help soon, as the $2,000 stimulus check promised from Joe Biden is the main reason many people voted for him and the Democratic candidates in the Georgia runoff elections.


So while we wait for the additional stimulus check relief to roll in, we drew on three things to consider when getting your money.

Of course, this is for the people who are financially secure enough to look beyond the sheer necessities of life. And we stand with all Americans struggling right now.

There are some things that will never go out of style when it comes to valuable assets. The first being your dedicated passion, and the second being real estate and stocks & bonds. But, before we hit that nail on the head, it is so vital to evaluate our daily habits

While we wait on the status of the stimulus checks, take a second to focus on your mental health

First, it’s always beneficial to do a social media cleanse and limit our screen time. Reorganize your following, soak up knowledge through education, and captivate your audience.


There is money lying around everywhere, and the internet is no different. Wiping clean any toxic remnants on your IG, Snapchat, Facebook, etc. will allow your brain to release serotonin in the right directions, not the fake aspirational ones. 

From there, try to stick to one particular niche. Are you the fitness guy/gal, cooking extraordinaire, or perhaps the sports card trader with insider tips?

Whatever it may be, it is essential to provide value, by any means. Give away the game for free to build your following and then leverage that opportunity into something that may become subscription-based.

Hell, if you do it the right way and really start to see traction, you may bust out a podcast and receive sponsorship dollars. Whatever the case may be, you need to put the capital behind your well-calculated brand and build your ‘clout’ before you can do anything. Welcome to the information age.

Pour the stimulus check funds back into your side hustle

To complement any side hustle business, you should always pour extra funds back into the business. That’s 101.


Investing will always be the smartest spend. Because the saying is: You work for your money and your money should work for you too.

Maybe give the Acorns or Robinhood apps a try? Bitcoin is certainly bursting and does not have a foreseeable crash with many more investors on board this time around. Just be wary of the volatility of any investment and ride it out by submitting continuous cash influxes with consistency. 

Wisely place your stimulus check into real estate

The number one money-maker (IMO) is real estate.

There is a lot to be said for finding a fixer-upper property and playing the long game with renovations. If you are under 30 years old, most lenders will bless you with a first-time home buyer loan which is practically free money via thousand dollar grants.

Do your googles, find cost-efficient substitutes (3D Backsplash paper) and place capital toward major areas such as kitchen, bathroom, siding, etc.

Also, try to lower your monthly payments any way you can, such as a tankless hot water heater or new grid panel via solar electricity. These things cost a bit upfront but save you mightily in the long run.

Finding where you can get away with cheaper solutions versus backing out the checkbook for crucial areas is the key balancing act with real estate. Ultimately, it all comes down to being disciplined, finding your passions, and applying pressure during every day the Lord chooses us to wake. 

The stimulus checks will help. But one must use their money wisely

We are all responsible for our own well-being. Additionally, we all have the powerful autonomy to make choices based upon free will. The foods we eat, the recreation we pursue, and the relationships that we grow all determine the means and gains of our livelihood.

Ultimately, we will reach our expiration date and that’s just a fact of life. Whatever is the status of the stimulus check relief does not change that fact.

Blessings to you all, and may you use the stimulus check relief wisely.