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Chamillionaire’s latest app presentation shows why he’s taking over tech

Chamillionaire of “Ridin'” fame has become a heady and strategic investor over the last decade. The Houston rapper, whose real name is Hakeem Seriki, has successful investments in his portfolio as well as his own company that he hopes to bring to the masses.

Seriki, who is an entrepreneur-in-residence at Los Angeles-based investment firm Upfront Ventures, was an early investor in Maker Studios, an original content production house. Disney purchased Maker for $500 million in 2014.

Disney CEO Robert Iger said of the acquisition:

“Short-form online video is growing at an astonishing pace and with Maker Studios, Disney will now be at the center of this dynamic industry with an unmatched combination of advanced technology and programming expertise and capabilities.”

Another of Seriki’s investments includes Cruise, a self-driving automation tech company, that was purchased by GM for over $1 billion in 2016. Cruise’s features include a kit in which users can convert their cars to include self-driving technology.

Fortune described the company’s ‘end game’:

“A network of self-driving cars within Lyft’s service that can shuttle passengers around town without a driver. GM is also developing a car-sharing service, joining a growing list of major automakers pushing into new businesses to attract customers who don’t own vehicles. The new business division called Maven will combine and expand several of GM’s existing test programs under one brand.”

GM bought the company in part to use Cruise’s self-driving technology on their own cars.

It’s clear that Seriki has an eye for an investment, but he’s also working on his own company. Recently at the Upfront Summit in Los Angeles, Seriki unveiled Convoz, a new social media platform where fans and celebrities can communicate face-to-face via their phones.

He told Tech Crunch he wants Convoz to be “the place where you go to talk to people.”

Seriki further told the tech publication that dissatisfaction with other social media platforms led to his desire to create a more controlled environment between fans and celebrities.

The Houston rapper turned investor explained that he was dissatisfied with Twitter and other social media platforms, “I just wasn’t happy with the communication channels that are currently existing on social media.”

With Convoz, fans will have more intimate and authentic interactions with their favorite celebrities, who will have more control of who they interact with. In this way, everyone benefits.

Tech Crunch reported on Chamillionaire’s goal with the app.

“[Seriki] hopes that users will be less likely to bully or harass others when they show their face and aren’t hiding behind an anonymous digital persona. And unlike Twitter, where everyone can see people’s mentions, Convoz users are able to approve what’s being said about them publicly. It ‘gives the curator of the conversation some level of control.'”

Seriki has turned his very respectable bread from his music career into a constant stream of revenue from a diverse and reputable set of investments.

Not only is Seriki killing the financial and tech game, he’s putting on for his community as well, helping raise funds for Houston after Hurricane Harvey and helping a man deported by ICE officials.

Shout out Chamillionaire for doing the most.

theSkimm founders launched a podcast to help you with your business

Podcasts are a great way to get your information, because all they require is a pair of ears and an eagerness to learn.

If you’re familiar with theSkimm, you know that everyday at 6 AM your email makes it much smoother to get through your morning.

theSkimm sends out a new round of entertainment, news, and important issues happening around the world in the form of a single engaging newsletter, written with enough humor to tackle that morning gloom.

Now, the founders and CEOs of the company, Carly Zakin and Danielle Weisberg, have launched a new weekly podcast: Skimm’d From The Couch.

Here, the topics will focus on female entrepreneurs and their climb to success. Talking to Glamour about what’s to come, they describe the new series in more detail.

“You can expect real stories from women who are leaders in their fields. Not just the flashy, success headlines we’ve all heard about. We get into the reality of starting a business, learning how to embrace failure, and recognizing when to take the advice of those around you and when to trust your gut. The stories and advice are relatable, funny, and honest.”

Zakin and Weisberg gave us an idea of the stories and topics featured, like a few powerful female CEOs who have faced failure before finally finding success.

“Sallie Krawcheck [CEO and cofounder of Ellevest] talked to us about how she picked herself up after getting fired. Twice,” Payal Kadakia [founder of ClassPass] talked to us about changing up her business model after realizing it just wasn’t working. Whitney Wolfe talked to us about the fallout after she left Tinder. Reshma Saujani talked to us about her failed congressional run. Multiple guests share with us their struggles with fertility and family. Every Wednesday we’re sharing stories and advice from these resilient women with our audience.”

This will certainly develop a new community of women leaders who are ready to take on 2018, so I’m very excited for this chapter in theSkimm’s development.

Zakin and Weisberg have been wildly successful with a venture that they were rejected from originally, so if I’m taking business advice from anyone, it’s going to be them.

Rethinking your tax refund: 5 ways you can start investing your extra cash

The IRS officially started accepting tax returns for the 2017 tax year on January 29th, but if you’re anything like me, you’ve been checking for W2’s since Christmas.

Tax refund season is one of those rare times throughout the year where trust and reliance in the government is at an all-time high. Whatever form that needs to be filled and whichever information needs to be divulged is done so with a diligence that we don’t even have when it’s time to vote.

That’s because money talks.

Make It Rain Money GIF - Find & Share on GIPHY

By May of 2017, after processing $128.8 million in tax returns submitted and after having allocated $97 million in refunds, the IRS reported that the average taxpayer received $2,763.

Now, I can’t speak on anyone else’s financial situation, nor am I saying I got that much back, but two grand is a decent lump sum. A decent enough amount where, if invested the right way, could really change your life a bit.

According to a 2017 survey by GoBankingRates, the majority of Americans (79%) did just that. Paying off debts and saving was the main response to how they’d use their refund. Here’s a breakdown:

41% plan to put the money in savings

38% plan to pay off debt

11% plan to use their refund toward a vacation

5% plan to splurge on a purchase

5% plan to use their refunds toward a big purchase, such as a car or home

With refunds either pending processing or on their way, we thought we’d give a few pointers so that you’ll flourish this season and not be broke.

Get back in the black

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Paying off high-interest debt and credit cards aka ‘getting in the black’ is probably the wisest thing to do with extra cash.

Debt has a way creeping up on you and good credit is more valuable than the dollar these days, which is why taking care of those high interest rates at the first opportunity is ideal.


Open a credit card

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If you have a credit card, your refund’s objective should be ensuring that you are up to date and on time with your payments.

If you do not own a credit card, using your refund to open one and establish credit is also a very good move to make with the extra money.

Growing up, I was always warned about credit cards; so much so that I looked at them as traps to be avoided at all costs. This is the wrong mindset to have. Credit cards are one of the only true ways to build trust in this market.

If you can find a card that offers benefits (like travel and lifestyle rewards), using your refund to open one would be beneficial. The key is to make sure you pay it off every month.


Retirement starts now

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If you are putting a percentage of your paycheck towards your 401(k), your refund is a perfect chance to increase that contribution.

Increasing a 3% outtake to 6% won’t hurt as much with the refund money as a cushion and if your company matches what you put up, you’d end up doubling your savings anyway.

It’s easy to live in the now, but with a little more focus toward your future, you’d be surprised the difference it can make.


Emergency Reserve

Make It Rain Money GIF by yvngswag - Find & Share on GIPHY

Saving, of course, is always a great option for extra cash.

Whether it’s hospital expenses, a parking ticket, or whichever unforeseen expense that may pop up, having money on reserve is never a bad idea. The only problem with having money sitting however, is resisting the urge to spend it.


Invest in yourself

Something that always confused me was people’s unwillingness to invest in their dreams. When refunds come in I see my peers buy tattoos, clothes, rims, and trips to all sorts of exotic places, but I never see them put the money where their mouths are.

A studio mic may cost a lot of money, but if rapping is a serious dream of yours, the dollar amount shouldn’t matter.

Pay Me Bitch Better Have My Money GIF - Find & Share on GIPHY

While real estate class (and school in general) is never the first place you’d want to spend your extra money, if that overhead is necessary to furthering your dreams, why not make it happen?

The key is to not look at refund money as “spending money.” When we shift our perspective on extra cash from one for pleasures to one for life’s game plan, we’ll begin to start taking less trips and start jumpstarting more dreams.

Jay-Z’s Arrive company adds Robinhood to growing list of investments

Roc Nation, the full-service entertainment company founded by Jay-Z, is getting into the startup game with an investment into the financial trading platform Robinhood.

The investment comes from Roc Nation’s startup branch Arrive, started in March of last year. Neil Sirni, president of Arrive said in a statement of the subsidiary’s founding:

“ARRIVE was created to leverage our experience and resources in building brands, developing consumer facing businesses, managing artists and representing athletes. We’ve opened that diversified, global range of expertise to a new vertical: entrepreneurs and their early stage businesses.”

As for Robinhood, the app allows users to make investments without any surcharge or extra fees.

Another day, another dollar.

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The platform seeks to democratize the financial markets and make investing and trading more seamless and user friendly. Robinhood is valued at around $1.3 billion and has already raised $176 million in funding, according to Tech Crunch.

Sirni said of Robinhood in a statement:

“We believe in Baiju and Vlad’s mission to make the financial markets more accessible and cost-efficient for customers of all sizes. Robinhood will have our support as they execute the long-term vision of their company.”

According to Tech Crunch, this is Arrive’s third investment, along with Devialet, an audio tech company and InSite Applications, a location-sharing service.

Devialet

Devialet is a speaker company that offers high-end audio technology. With speakers priced in the thousands, Devialet is for the most intense music connoisseurs.

It makes sense that Jay-Z, who is obviously music-obsessed, would invest in a company like Devialet, positioned on the cutting edge of music technology.

But Devialet contrasts Robinhood in the fact that their products cater to users with already-established bank accounts, whereas Robinhood is very much for the young, inexperienced investor.


InSite Applications

InSite Applications is a company founded by 24-year-old Diesel Peltz. The application is designed to help friends find each other at a crowded event or festival. Peltz told The Wall Street Journal about the idea behind his company.

“We wanted to answer the most frequently asked question of your friends: ‘Where are you and what are you doing?'”

Along with Arrive, InSite has investments from prominent backers in Madison Square Garden Co., Live Nation Entertainment, and Tao Group.

These partnerships with concert promoters and venue owners like Madison Square Garden and Tao Group have allowed InSite to test their product at sports games, night-life venues, and concerts.

InSite is definitely for the young, festival-going millennials who would use an app to find their friends.

With InSite, Devialet, and now Robinhood, Arrive and Roc Nation have a pretty intriguing and diverse investment selection thus far.

As Arrive’s portfolio expands, it’ll be interesting to see what spaces and investments Jay and his team take on.

Ladies is bosses too: 8 woman owned businesses to support in 2018

Today there are a few industries where women entrepreneurs thrive. It’s certainly hard to be taken seriously as a woman in the corporate world, especially when it comes to the subject of business, a traditionally male-dominated space.

And though this has been an issue for a long time, one thing remains for sure; the past couple of years have brought boss women who are surpassing previous expectations and breaking barriers for female leaders.

From the obscure to the inventive, these women have taken over their line of work, and switched things up for us all using their brains, charisma, and creativity — their way.

Jane West

Marijuana has had a rapid growth over the past couple of years. With so many women finding comfortable seats in top executive positions in the Marijuana industry, it was only a matter of time before female luxury cosmetics became a thing.

I am thrilled to announce the launch of @shopjanewest’s new equity crowdfunding campaign on @joinrepublic… ⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ This launch is especially meaningful to me because we built @shopjanewest to be a company whose ownership reflects our audience. We believe there’s a seat at the table for anyone who wants it. Crowdfunding makes it possible to democratize this incredible movement and shift the status quo. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Help us reach our goal of raising $1M by 4/20! Click the link in my bio to visit our pitch page and subscribe for updates – we’ll be sharing our progress along the way. Join us and be part of the most important new industry to emerge in our lifetime! #investinjane

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As the co-founder of Women Grow and her eponymous line of cannabis-generated products, Jane West is the driving force between women and the cannabis industry today.

Her product line features a range of luxe accessories designed to meet a woman’s everyday needs. Her products are reshaping the idea that women and marijuana don’t go together, removing the stigma we’ve placed on the two.


Afro Girl Fitness

The daily posts on Afro Girl Fitness are just what you need on a day of low motivation.

They follow women of color throughout every stage of their fitness and health journey, with a placed focus on progress of a woman going through or coming out of maternity.

The Instagram page posts daily fitness motivation as well as beauty tips and life  tutorials.

“People ask me all the time why are you still single? And my answer is simple: because I’m supposed to be. Gods timing is perfect ” #morninginspiration . Via:@breenylee – This is the first year in my life (out of the 10 years I’ve been single) that I’ve actually TRULY been content being single, like really really content not just saying it because it’s the right thing to say. Two years ago I literally said with my mouth “I need a man to be happy” and I believed that with my whole heart. I said I’m only happy when I’m talking to someone. My bestie and sister tried to convince me but I wasn’t trying to hear it, I was like “It’s okay for you to say because you’ve both got a man” I didn’t want anyone to convince me that being single was okay, that it was a “great time to focus on yourself “ heck I’d been doing that for 8 years!! Can I just have a moment to be upset without being told how I should or should not be feeling?! Those feelings were real!!! But I’m not gonna lie that was the unhappiest and loneliest time of my life, looking back I’m cringing because I can’t imagine thinking like that right now. But it’s real and some of you are probably where I was at… The problem was I was simply tired of being alone, bringing home the bacon and frying it myself, not having anyone that supported my dreams and giving so much to other people and getting nothing back. I was beyond drained and I was draining myself even further by being so hard on myself. I didn’t truly understand self-love I really thought I did but when that lonely season hit me, it all went out of the window. In hindsight what that season has taught me is even though I want a man I don’t NEED a man, Nobody ever died from being single lol (debatable) But what I do NEED is Self Love and Gods love; Actually internalising how much God loves me and in turn being able to give myself the love, care and attention that I so desperately craved from others. People ask me all the time why are you still single? And my answer is simple: because I’m supposed to be. Gods timing is perfect . #commentbelow if you can relate to her experience as a single person. . #getyourmindright #valentines2018 .

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Originally founded in 2015 by Estella, a mother of four who wanted to document and share her experiences with the childbirth process. AGF seems to have grown overnight.

AGF began on Instagram in 2015; it is an exciting movement that strives to inspire and promote a fitness lifestyle for black women all over the globe. Whether you are just starting on your fitness journey and haven’t got a clue, trying to lose weight, trying to gain weight, or you are a seasoned fitness enthusiast looking for a bit of extra motivation and inspiration; Afro Girl Fitness is the right place for you

“pregnancy weight was/is the HARDEST to get rid of” Via::@omg_kdja – TBT••• (2 years) I’m not sure what it is but for me, pregnancy weight was/is the HARDEST to get rid of. It’s like it kinda just sticks to you and doesn’t want to let go . As much as you are in a hurry to get your sexy back firstly you have to remember to be kind to yourself ✅ I had post natal depression with both my sons, which at first I didn’t realise but it also wasn’t helped by comparing and rushing myself before I was ready to make a change. 2nd: Don’t let society dictate how you should look or feel ✅ 3rd: Don’t compare yourself to these celebrities or IG people who snap back after like 6 weeks. #postpartum #pregnancyandbeyond

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Afro Girl Fitness also supports your diet by posting healthy meal suggestions and is open to the discussion about the topics of relationships, motherhood, and spirituality.


Danielle Guizio

Danielle Guizio’s ascendence in the fashion world was no mistake.

The social media OG shares the realization she had that changed it all for her in an interview with Cosmopolitan.

“I was 23 at the time and I just realized that life was so short that you have to just stop being scared of the world and go out there and do it. I realized that there is no time to waste, every day is so beautiful.”

With $800, she created the DG line, designing and selling her own clothing via the internet, something she’d been working on for years, but never took seriously enough to start a company before.

“I decided that I’m going to do what I’ve been wanting to do for years. I made so many designs when I was younger, I literally had an entire file of them. I didn’t use any of them, but I was like, let’s do this. I dropped out of school because [the brand] was consuming my life; it started to become faster and faster.”

Eventually, she caught the interest of fashion forward celebrities Gigi Hadid and Kylie Jenner, and even worked with Hollywood stylist Elizabeth Sulcer.

Winnie in Pinstripe Sport Set @winnieharlow

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“My first celebrity client was Kylie [Jenner]. I randomly sent her stuff, this was like years ago. I sent it to her office. And a week later it was in the news; it was crazy. And then stylists just started contacting me.”

The best part about Danielle’s line? She recognizes the importance of an online presence and accessibility.

“Being online right now is such a blessing, though, with everything that is going on on Instagram,” she tells V Magazine, “That’s the future: online shopping. We don’t want to go around the world for a t-shirt.” 


Ker-Chunk Games

Ker-Chunk is one of the leading woman-owned and operated gaming companies that is bringing women savior plotlines to video games.

With the recent release of PrinceNapped, Ker-Chunk’s vision continues to grow. Thanks to Molly Proffitt, the CEO behind the operation, Ker-Chunk is already taking huge steps in the right direction.

Recently partnering with Google and Kimberly Bryant, founder and executive director of STEM incubator Black Girls Code, Proffitt has been the motivation of the first game developer barbie.

Talk about progress!


Paydal Kadakia Pujj

Payal Kadakia Pujj is a former dancer turned multi-millionaire through her founded business, ClassPass.

The fitness community brings you together through the power of unified gym courses. People who join have the option of customizing how many courses they take and which studio they’d like to join.

With a degree from MIT, Paydal had already started her career in business, just like her father wanted. But her love of dance took her in a different direction from where she was initially headed after school.

“I was feeling really lost. I still had this great job and my life at Warner, but then I had this crazy life outside of it. You kinda start feeling like you’re lying, and I always feel like if you’re in a place where you’re not being authentic, it’s the time to think about it.”

Though she’s recently stepped down as CEO of ClassPass, it continues to thrive, as does Pujj’s career, from teaching at Harvard Business School to her newly founded SaDanceCompany, we’re excited to see what next steps she’s going to take.


Camel Assembly

Founded by worldwide DJ Yelda Ali, Camel Assembly is a community-based organization that covers a widespread amount of topics and brings women leaders together under one organization.

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Keisha Hannam, the co-founder and writer, shares with Inspirational Women Series the feeling of walking into her first meeting during a New York assembly.

“I remember walking into a hive of forceful energy; a room filled with women who were simultaneously welcoming, overtly creative and pioneering in their fields. Noticing the ease with which connections were made, I decided it was precisely the type of format that every woman in every city needs, especially Hong Kong, where I knew a lot of admirable, ‘boss’ women, who would thrive in a similar environment.” 

Yelda started the platform after she had decided that women needed an easier way to connect with one another. From Miss Bish:

“I wanted to consistently provide them with a time and place where they can build their dreams and collaboratively lead change in the world. In that journey, I somehow created an incredibly organic and powerful support system but also a female talent network.”

No doubt it will continue to thrive and expand into a much wider network of women, with many more programs to go. Definitely keep your eye out for a Camel Assembly near you.


Bottom Up Wealth

Bottom Up Wealth was founded by Alanya Kolberg who recognized the program was needed after her own struggles as a single mother.

“To say we were struggling is a gross understatement. I was having trouble finding reliable transportation to get to my job, which was 40 minutes away. I had recently filed bankruptcy, so financing a vehicle was not an option for me. Every day was a hustle. I was on public assistance and still wasn’t making ends meet. I remember watching a segment on the Today show about how anyone can invest and how everyone should.”

#blackgirlmagic #financialfreedom

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Bottom Up Wealth brings together a community of women who are looking for guidance in financial topics, and the results they promise are big.

“Build wealth with stocks even if you know less about stocks than astrophysics. Set your kids up to be millionaires before they are old enough to work.”


Fertile Girl

Allison Kasirer is the founder of Fertile Girl, which was established in order to help inspire and empower women to take more active ownership and understanding of their fertility.

“[I]t really helped me when I had a miscarriage to talk to other women and hear that they’d been through it, too. It’s one thing to hear the statistics but it’s another to put faces to the numbers so you stop feeling like it’s your fault. I think that’s one of the reasons women don’t tell people when they’ve had a miscarriage — they think it’s their fault. I remember I worried what my in-laws would think, which is so crazy. I thought they’d think their son had married a terrible person. Also, because I made the mistake of telling people as soon as I got pregnant, I then had to tell them the bad news and then I felt like I was burdening them. So being able to joke about it was such a relief.” — @aliwong #wcw . #ttc #aliwong #strong #realtalk #ttctribe #infertility #ttcsisters #ttccommunity #ihadamiscarriage #miscarriageawareness #fertilegirl

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Kasirer was trying to get pregnant with her husband when she became engaged in research over her own habits during her time trying to conceive. From there, the organization flourished and she was able to evolve into a nutrition centered program.

FertileGirl started as an online community for other women on their own fertility journeys and has evolved into a consumer foods brand that just launched its first product, FertileGirl’s superfood nutrition bars. FertileGirl donates a portion of proceeds to Baby Quest Foundation, a nonprofit that provides fertility grants to couples who can’t afford the high price of fertility treatments.

Kasirer’s fertility story ended happily when she gave birth to healthy twins, and her company continues to grow everyday, driving women to speak openly about the beautiful journey that is pregnancy.

Investors are trying to rebuild Puerto Rico with cryptocurrency, but is it sketch?

Rumors have surfaced that in order to avoid harsh state and federal taxes, dozens of cryptocurrency entrepreneurs are fleeing to Puerto Rico to build a “Puertopia.”

If successful, the “eternal boy playground” could prove that blockchain technology has the potential to reinvent society.

So far the billionaire cryptopreneurs have hunted down property all over the tiny island which was left devastated by superstorm Hurricane Maria.

The newly attained property will be one hell of an investment. These virtual currency hustlers have already infiltrated the Monastery, a 20,000-square-foot hotel, and the Old San Juan Museum.

Besides looking for land to build airports and docks they’re also looking to fulfill a 250,000-acre diet.

In an extensive NYT article, they stated that they are also very close to persuading PR’s local government into allowing them to have their first cryptocurrency bank.

Hit em’ with that Bitcoin Bling. Ayye!

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What are the benefits of holding an American citizenship with wild amounts of guap on the tiny island? The unparalleled tax incentives in PR offer no federal personal income taxes, no capital gains tax, and favorable business taxes.

Yet, this obsession with building a Puerto Rican utopia kind of happened overnight, but with it is an exodus inspired by innovation.

Haisley Minor, the founder of CNET and blockchain company Videocoin, told the NYT what has happened to PR is the “perfect storm.”

He thinks that Hurricane Maria and the investment interest that followed “was really bad for the people of Puerto Rico, in the long term it’s a godsend if people look past that.” Hmm.

Brock Pierce who is dubbed the leader of Puertopia movement and the director of the Bitcoin Foundation told the NYT that it was “compassion, respect, and financial transparency” that led him and his bread boys to the island.

Pierce has some serious bread on his hands. Enough guap to make you disappear, light. Well, at least enough cheddar to settle suits for fraud and still be Gucci gang.

Make It Rain Money GIF - Find & Share on GIPHY

Besides holding the position of director of the Bitcoin Foundation, Pierce has sold around $200 million dollars of virtual currency called EOS through his co-founded company Block.One. The value of all the EOS tokens is estimated to be worth a whopping $6.5 billion.

Regardless of their riches, Brock and his cryptocurrency cronies still have adversaries that think they are using the tax incentives to take advantage and use PR as a rich boy playground. Others think it could be one sick experiment.

Robb Rill who diddy bopped to the island back in 2013 and now runs a social group for those taking advantage of the tax incentives in PR told the NYT,

“They call me up saying they’re going to buy 250,000 acres so they can incorporate their own city, literally start a city in Puerto Rico to have their own crypto world… I can’t engage in that.”

The threat of “crypto colonialism” enrages Andria Satz who works for Conservation Trust of Puerto Rico. She stressed to the NYT,

“We’re the tax playground for the rich. We’re the test case for anyone who wants to experiment. Outsiders get tax exemptions, and locals can’t get permits.”

Pierce, on the other hand, wants PR and the crowd watching him on the world stage to know that he didn’t just pull up to the island to “dodge taxes.”

He told the NYT that he aims to create a charitable token called ONE. He will fund it by throwing in a very “light” $1 billy of his own money.

Why is Pierce’s charitable token called ONE? Pierce is looking to take the MY out of MONEY. Bars.

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All we can do is wait, see and hope that these cryptocurrency entrepreneurs have PR’s best interest at heart.

We’ll all find out if PR fucks with the movement for real when the island’s governor addresses the idea of a “cryptopia” at a blockchain summit conference called Puerto Crypto in March.

Chef Harold Villarosa is changing what a boss in the kitchen looks like

No one is a born a hustler. There’s an environment you have to encounter in order to become one. Cassidy didn’t just make a hit record bearing the aura of a hustler just because. He made that song because he wanted people to know what it takes to call yourself a money maker from the streets.

That same mentality can be smeared across a plethora of professions, not just flipping a brick. One man that has taken the definition of a true hustler to heart and is changing the game in his profession is Executive Chef Harold Villarosa.

Villarosa told us in an extensive interview about how he arrived at the mindset he currently holds today, how he took advantage of the resources around him in order to accomplish his dreams, and what is possible when the right work ethic and heart is applied to your passion.

Villarosa learned fast as a Filipino immigrant growing up in the streets of the South Bronx in the early 90s. The neighborhood was hard on him at times, especially being the only Filipino on the block.

Walking to school was a “mission and a half” as he navigated his way through three different blocks trying to avoid getting jumped. If you’re from the Big Apple you should know what’s at risk as a youth trying to make it to school and back home in the inner city.

Villarosa had the Timbs snatched off of his feet, fitted hats grabbed from his dome, and constantly hit the high knees in order to evade his Bronxian attackers.

He told Kulture Hub how the South Bronx shaped his attitude to push through life with a vengeance. Harold said,

“Getting into fights and kind of fighting my way through it, kinda made me realize that’s how you push through life. You just have to keep going up that hill and just keep fighting through.”

Villarosa managed to stay on his feet as an inner city youth by tucking himself underneath the wings of South Bronx OGs. It was the OGs’ street wisdom and clout that kept Villarosa from becoming lunchmeat.

Yet, Harold never surrendered his life to the hood and instead of becoming a hardened OG himself, he took full flight at the age of 21 making a decision that would change his life forever. He told us,

“I had no idea what I wanted to be when I grew up. There was really no sense of direction. I was surprised I survived past 21, to tell you the truth. So once I got past 21, I said okay ‘Fuck it.’ That’s when I said, ‘Now I can live. Now I can grow.'”

The first job he managed to snag was at McDonald’s. Still, back then, Villarosa had no idea that he would grow into the shoes he walks in today. It was a job he needed to work because of survival.

Even though he was only getting paid $7.35 per hour, to him it was fun and he could step into the crib at 1 AM without his mom tripping over his whereabouts. Villarosa told us,

“Nobody wants to be a chef. If somebody tells you they want to be a chef when they grow up, that’s a fucking lie because this shit is hard work. I didn’t want to be that. It was out of survival really.”

Villarosa, who now holds an executive chef position at Freeman’s on the Lower East Side, didn’t hear the call to take his talents to the next level until around the age of 25. Villarosa forced himself to turn something he picked up as a survival tool into a passion and a career.

But getting to the status of an executive chef at an LES restaurant was no cake walk and his journey has proved arduous by failing forward.

Harold has held numerous jobs within the restaurant industry, flexing his talents at a CitiField hotdog stand, Mehdi Brunet-Benkritly’s Fedora, Pret A Manger, and Markus Glocker’s Bâtard.

And before his prestigious executive chef position at Freemans, he held it down as chef de cuisine at Maison Pickle. Putting his long resume aside, Villarosa stands in a more humble position than when he first entered the restaurant industry.

Villarosa navigated through a foody full-court press and was able to build long-lasting relationships. Various mentors and a love for learning the business helped determine Villarosa’s next steps.

By enrolling himself in free small business classes at Columbia University he was able to set aside his emotions in a business setting and remain steadfast in his objectives.

He explained to us how his attitude changed over the years,

“If I didn’t like something, I used to say ‘Fuck you, I’ll never fuck with you.’ I’ve lost a lot of business opportunities because of that. I’ve spazzed out in meetings, and said ‘You guys are idiots’ and ‘I don’t give a fuck and I’m getting out of this room’… Doing those things kind of fucked up a lot of my business opportunities in the beginning…”

Villarosa added,

“So I’ve learned that after a few years, that if we can find a way, we can strategize a way, we can maximize relationships and once that relationship is done, we can cut it off and build off of that…”

One person Harold has to thank for much of his restaurant wisdom is the influential Chef René Redzepi. Villarosa worked with Redzepi at his two-Michelin-star rated restaurant, Noma, back in 2013.

But before Harold left, Redzepi blessed Villarosa with some valuable information. In an Edible Manhattan interview, Villarosa recounted what Redzepi told him that day and how he shouldn’t aim to be a Michelin star-ranked chef.

Instead, Redzepi advised Chef Harold that he should go back to his roots, take his time to learn from the best chefs, give back to his community, and teach them what he had learned. “Bring those people that are behind you up,” said Redzepi.

This motivated Villarosa to become an OG to underserved communities. He couldn’t keep all of this newfound knowledge to himself and having a mentor, to him, is a huge bonus. He explained the importance of not being selfish with information. He said,

“The one thing that every mentor always told me is that you gotta give back. That’s part of the structure of this whole relationship. You can’t just get this  information and keep it to yourself. You’ve got to pass it on.”

Villarosa was also massively influenced by a speech by President Barack Obama.

Upon returning to NY after a seven-year stay on the West Coast, Harold was moved by Obama’s powerful words. He realized that cheffing can be used for more than survival. It can be used as an outlet. Obama’s words that specifically resonated and shifted Villarosa’s mentality were “If I can do it, you can do it too.”

Thus, The Insurgo Project was born. The program founded by Villarosa, so far, has taught 1,200 students from the South Bronx, Philly, and Copenhagen. As the official culinary ambassador to Denmark, chef’s influence is reaching a global scale as he continues to establish partnerships with different international embassies interested in the program.

Villarosa uses the Insurgo Project to give youth the tools to turn water into wine. It’s an NPO he wishes he had as a kid growing up.

The curriculum of The Insurgo Project focuses on three key lessons – the importance of the farm-to-table movement, the know-how of creating your own restaurant business, and professional leadership.

What’s the most important takeaway from the now global NPO according to Villarosa? Knowing “how to maneuver in a room full of white people and vultures, and being able to demand the presence and demand the attention of the room and being a boss,” said the inspiring chef.

Combining food and education was a stroke of genius and going that route seemed to make the most sense to Villarosa. In relation to stepping into a realm that makes over $9 billion a year, Villarosa said,

“All of these education companies are profiting crazy off of kids and it’s been going on for over 60 years and maybe I can change it around and create something else. Become a catalyst to change the way we think about the educational program… I realized that if food can take me somewhere like that, then education can too.”

He sees The Insurgo Project’s institutional model as a way to combat the current public school system. Villarosa is fed up with modern day schooling. In a lick of frustration, he told us,

“They’re just trying to move the kids through the system. There’s no of care, there’s no kind of thought process of what’s happening. What’s going to happen to those kids after they get out? That’s why programs like that make sense for schools like that. They’d rather pay for those programs to save these kids because half of the kids that I teach are the worst ones in the school. They never show up to class, they’re the loudest, are always in the hallway, and are always getting into fights. The funny part is these are the leaders of the school.”

Villarosa continued,

“So I’m guiding these kids to be better leaders, and you can see the difference. They show up to class, everybody’s there at the same time. For me I would just knock the whole thing down and start over. Just crash it and start over.”

That’s the long-term vision of Villarosa’s project, to change education as a whole. In the near future, he hopes to build his own school. A school that gives a newfound hope to the next generation of leaders.

His vision is pretty ambitious. Villarosa wishes to have a three-floor building that will hold a restaurant, an administrative floor, classrooms, and a rooftop garden. It’s like he’s creating a Hogwarts for young, aspiring chefs.

The whole idea is “so people from the community will come in and will work at the restaurant as part of our teaching process,” preached Villarosa.

The classrooms would allow students to learn to generate business. A farm, kitchen, and a culinary school will create a holistic approach to food.

Over time, Harold’s perspective of the food game changed and as his business acumen began to grow. Chef wants the youth to understand how and why his mindset of being in the kitchen evolved.

“Throughout my career, my passion is still there, but I’ve kind of realized that the restaurant business is more of a business now instead of a kitchen so I don’t get as emotional anymore about food. I see food as a product now. I see food as stuff I can move, you know. I see the food as like the drug game.”

The future seems bright for Villarosa and his students as The Insurgo Project get placed in more progressive schools across the globe. The project shows no discrimination either accepting all economic statuses in the classroom.

“There really is no classism. Rich kids and poor kids in the same space. Learning about farm to table practices,” said Villarosa.

It seems as if Chef Villarosa’s journey through life has taught him something really special – to have a long-lasting impact on the youth he will mentor.

As he teaches these kids, a realization overpowers Villarosa. He told us about this revelation,

“I’ve just realized throughout my age and growing up in this business, all those old things chefs used to do to me, I’m doing them now. All of the little mind games, all of the little quotes, all of the little rah-rah speeches, all the little things that they used to do to get the team together, I’m doing it now. It’s very fascinating to see how I’ve translated those teachings into my own kind of way and how I’ve used hip-hop and sports, and growing up in the South Bronx, and not being a typical chef. I wear my beanie at work and I play DMX during service.”

We can all learn something from Villarosa’s story — stay true to self and whatever you do, do it wholeheartedly. Hopefully, we can all cook life like Chef Harold and share the fruits of our labour with the next generation.

YES, CHEF!

Meet the 25-year-old robotics engineer who just inked a deal with Apple

Silas Adekunle had no idea what he was gettin’ himself into.

The 25-year-old British-Nigerian entrepreneur met with senior executives at Apple in a San Francisco Four Seasons Hotel to showcase what he and his staff of 9 had been working tirelessly on — a four-legged “battle-bot.”

Society’s fascination with robotics is on par with with advancements we’ve been able to make in the field. But when Silas entered the game, he wanted to make his mark in a different way.

As opposed to making bots “clunky” or with mouths, which he stated “scared” users away, he wanted to leave the face animations to us — the humans.

“When I went into robotics I really loved motion,” Adekunle told Forbes. “People are used to clunky robots, and when you make it appear to be realistic, people either love it or they’re freaked out.”

The scheduled 15-minute chat that went on for more than an hour and included racing the spider-like bot across the floor and making it perform very personable traits: like bowing and shooting lasers. At one point in the demonstration, Silas even used his phone to give the miniature bot commands.

Mekamon, which is what Silas calls the bot, impressed Apple’s head of developer relations, Ron Okamoto, so much that he offered an exclusive distribution deal to Silas in November 2017 according to Forbes.

It wasn’t revealed at the time, but when Silas met with the exec at the Four Seasons back in March, Apple was planning to launch ARKit — its very first platform for augmented reality — and Silas’s Mekamon was an ideal partner for the technology.

AR is the same technology used in smartphone screens, made popular by Pokemon Go, and pushed even further with Apple’s latest iPhone X

Apple priced his four-legged “battle-bots” at $300 and are sold in nearly all of its stores in the United States and Britain.

Silas, having already raised $10 million for the company, is seeking a new round of funds as well some licensing deals with entertainment companies in Asia.

Silas and his team have also started to add even more features to Mekemon. Touch response, for example, has been successfully implemented, which can display signs happiness, aggression, and even calmer movements.

Despite starting from humble beginnings in Nigeria where he lacked the exposure to technology that many kids get today, Adekunle is now one of the thought leaders in the tech field.

It just shows that all you need is a vision and the rest will fall in line when you act on them.

50 Cent sold a couple albums with bitcoin in 2014, now they’re worth millions

After TMZ reported yesterday that 50 Cent has been sitting on a mountain of Bitcoin riches, the Queens rapper claimed on Instagram that he had forgotten about this particular source of racks, estimated to be worth around “$7 million and $8.5 million.”

The bitcoin bread stems from 50’s 2014 album Animal Ambition, which accepted bitcoin payments in a revolutionary move at the time.

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From TMZ:

“Rewind to 2014 and 50’s album, Animal Ambition, when the rapper became the first to accept bitcoin — which was then valued at around $662/bitcoin — as payment for his work. We’re told customers could get a copy of the album for just a fraction of a whole bitcoin.”

The album did about 700 bitcoin sales, which 50 kept chilling in the mines or wherever bitcoins stay. Those 700 conversions amounted to about $400k according TMZ, but after letting those bitcoins simmer in the oven for a little, 50 now has a small fortune:

“Fast-forward to today — when bitcoin’s value has fluctuated between $10k and $12k per coin. Turns out 50 is a money genius … sitting on anywhere between $7 million and $8.5 million.”

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“Ima keep it real i forgot i did that sh*t lol,” 50 wrote on Instagram in a now deleted post. But he kept up the recent self congratulatory theme by trolling everyone on his various social media accounts.

“I’m so proud of me,” 50 says on Instagram.

https://www.instagram.com/p/BeTjoLEFf-e/?taken-by=50cent

“I know I make you sick,” 50 continued to Twitter.

https://twitter.com/50cent/status/955908135922950144

Alright, relax 50, we get it man. I’m over here trying to figure out what the fuck blockchain is and 50 has millions chilling in the bitcoin safe.

Throw me a couple stacks, Fiddy, I’m tryna get to the bag.

How Chamillionaire is using his success after rap to empower others

We’re only remembered by what we’ve done lately.

This unfortunate truth is not only a testament to our short attention span, but it proves that our appreciation is often shallow in the first place. The last time you heard of Chamillionaire was probably 2018, during the NBA Finals.

The 38-year-old Houston native, who’s mega-hit “Ridin” solidified him as a legend in the pantheon of all-time one-hit wonders, was spotted courtside at the Cavs/Warriors game, and people were legit confused.

I’m not going to lie, it was funny seeing people react in complete shock to the fact that the former rapper was able to afford courtside seats at an NBA Finals game, but what did they expect?

There aren’t many examples of the lives rappers lead once they’ve retired from the game, so I get it. I was wondering what the hell he was doing with those expensive seats, too. It had been well over a decade since Chamillionaire released music, so, how else could he possibly make money?

If they don’t own a label (like Diddy) or aren’t in entertainment (like 50 Cent, Joe Budden etc), it’s easy to assumed they’ve fallen off, but such is not always the case. In fact, Chamillionaire, lowkey, has been having the best post-rap life ever.

In the presence of greatness…..

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Back in a 2006, only a year removed from the peak of his career, Chamillionaire was already plotting business moves. In an interview with All HipHop, he revealed his car customizing business called Fly Rydes as well as a model agency he was planning. He explained,

“It’s called Masterpiece Mind Frame because in the word mind frame, your MIND comes before your frame. Print modeling can turn into movies and other stuff, and you can just step all the way up the ladder. It’s like that with males and females, and if you’re trying to go somewhere, just walk up the ladder, you know, and take it to the next step.”

Most artists in Chamillionaire’s position would be happy to have two Grammy nominations and a hit record, but it was during that success where the Houston native was thinking about his next move.

That same mindset got him his own independent label and music entertainment business in 2011 when he split with Universal Records — another bold move from a rapper in his era.

And in 2015, while Chamillionaire was still in our memories’ rearview, venture capitalist Mark Suster of Upfront Ventures announced that Chamillionaire was “moving to LA for a while and working in our offices and developing his ideas” as an “entrepreneur in residence.”

Focused.

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According to Suster, the two met in 2009 and he was taken aback at Chamillionaire’s grasp of audience engagement.

In fact, he was so enthralled, in 2010, Suster penned an article titled “What Tech Entrepreneurs Could Learn from Chamillionaire,” and now everyone at Upfront Ventures will be able to benefit from Chamillionaire’s wisdom.

Of course, while we’re over here thinking Chamillionaire is broke, he’s actually bunkered up with the movers and shakers in Silicon Valley. There is a lot to learn from Chamillionaire, whether you’re an artist who has come across their first lump some or an aspiring entrepreneur.

Rap offers unique opportunities to individuals who, in most cases, have a lot going against them. Maybe Cham knew he wasn’t going to be in the rap game for long. Maybe his plan was to leave as soon as he made some real money.

Either way, as soon as he had it, he invested it. If more rappers saw the game like Chamillionaire did — like a rare, once-in-a-lifetime chance that wont be there forever — we’d see a lot more rappers under the radar making as much money on the low as possible.

It’s also important that we, as fans, start appreciating other forms of prosperity. We love when a rapper throws money, literally, on the floor, but charitable acts get swept under the rug.

Recently, after reading how Trump’s new immigration restrictions affected 39-year-old Jorge Garcia, who was separated from his wife and two children by immigration officials, Cham reached out with intentions of lending a hand.

Garcia was eventually deported Monday (Jan 22nd) but Chamillionaire wants to lend a hand with finances while he’s gone — according to Warikoo, Garcia’s family has apparently already spent $125,000 on attorneys and filing fees.

We can keep on believing that the only relevant musicians are the one’s that are in front of us, dripping in the jewelry, but that would be incredibly ignorant of us. This isn’t the first time the rapper has helped people in need, either — he raised over $45,000 for those affected by Hurricane Harvey.

For someone who the public didn’t expect to have floor seats, Chamillionaire sure has had quite the post-rap life. As he put it on his  website:

“Just like so many other people out there, I don’t want to sit on the sidelines, I want to do the most that I can to help.”